In the Newspaper:

U.S. Rep. Gary Peters is criticizing Gov. Rick Snyder for his decision to take assistance away from thousands of welfare recipients. More>>

Crash victims tell lawmakers that proposed auto insurance changes could lead to higher costs, reduced care. More> >

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Auto No-Fault Insurance:

- Educate yourself by visiting "the trusted voice on Michigan's Auto No-Fault System", CPAN. Their website includes FAQ's, resources and advocacy activities.

- Erica Nader, founder of "Walk the Line to SCI Recovery", a Southfield rehabilitation center specializing in spinal cord injury is fighting to preserve this important insurance law. Read about her battle here.

- In mid-September 2011, HB 4936 (sponsored by Representative Lund) was introduced in the Michigan Legislature. This Bill makes massive changes in the Michigan auto no-fault insurance system and will result in significant limitations on the medical expense coverages and legal rights of auto accident victims. Read more here.

- Michigan Radio published a story about the potential consequences of eliminating no-fault auto insurance, and there were quite a few reactions to it!

- Here is a consumer's guide to "No-Fault Automobile Insurance in Michigan", and here's an informative article on how no-fault insurance serves those who need help.


No-Fault Insurance is required by law in Michigan. Every owner of a car must buy certain basic coverages in order to get license plates. It is against the law to drive or let your car be driven without no-fault insurance.

Read a brief description of Michigan no-fault insurance in this article. Also, visit our informational page on the consequences of eliminating mandatory no-fault auto insurance. Also, make sure that you know that you have rights regarding uninsured motorists and underinsured motorists.



- What are the ten worst insurance companies, according to

- Ever wonder why insurance companies don't pay claims and what you can do about it? Look at this introduction to "Delay, Deny and Defend" and also read how they "Confuse and Refuse".

- Read about how to file complaints about discrimination here.

- Read about the dangers of large trucks here.

- Learn all there is to know about motorcycle safety here.


Drug Industry Immunity Legislation:


Have you ever lost a loved one or had someone you know and love suffer a debilitating health issue due to dangerous drugs? Michigan's egregious drug industry immunity law gives total immunity to the drug industry. Educate yourself by reading this article on "facts vs. fiction".



Attendant Service Claim Form [PDF]   
Michigan No-Fault Attendant Care Claim Form for submission to the insurance company for payment of No-Fault attendant care benefits.

Attendant Care Disability Certificate Form [PDF]   
Michigan Auto-No Fault Attendant Care Disability Certificate Form to be completed by your physician and submitted to your insurance company for payment of benefits.

Household Service Statement [PDF]   
Household services and replacment services form for Michigan No-Fault Insurance benefits to be submitted to the insurance company after a Michigan car accident.

Disability Certificate for Household Services [PDF]   
Disability form for household services and replacement service claims under the Michigan No-Fault Insurance law. Use with the householed service statement form.

Michigan Assigned Claims Facility Application [PDF]   
Michigan Assigned Claims Facility Application Form for Michigan-No Fault Benefits to be used by individuals injured in a motor vehicle accident who do not have No-Fault Insurance.

Application for No-Fault Benefits [PDF]   
Free Application for No-Fault Benefits

Attending Physicians Report [PDF]   
Free Attending Physicians Report

Wage Loss Verification Form [PDF]   
Free Wage Loss Verification Form

When you're in legal need, honesty and
are what you need...

Videos and News

The movie "Hot Coffee" reveals what really happened to Stella Liebeck, the Albuquerque woman who spilled coffee on herself and sued McDonald's, while exploiting how and why the case garnered so much media attention, who funded the effort and to what end.

After seeing this film, you will decide who really profited from spilling hot coffee. Check them out on Facebook and Twitter.

After watching the "Hot Coffee" video, here are some ways you as a citizen can take action.